Welcome to Summers Creek

A Community located on sunny Merritt Island, Florida

The community of Summers Creek is located just south of State Route 520, East Merritt Island Causeway. As this virtual map shows, we are just off of Newfound Harbor Drive on beautiful Merritt Island, Florida. Summers Creek is convenient to most of what is happening in Central Brevard County, just four miles from the Atlantic Ocean and within easy visibility of rocket launches from Kennedy Space Center and Canaveral Air Force Base. Further, we are but 30 minutes from Melbourne, Florida, and about an hour from Orlando with its many attractions and one of the busiest airports in the Southeast.

Here is the Space Coast Florida official website for Brevard County. This site provides a wealth of information for residents, new and old, and feature the following links (as of November 2016): About Brevard; Employment; Property Tax Information; Attractions and Beaches; Getting Involved; Public Records; Boards and Meetings of the County Government; Health and Environment; Recycling and Trash; Code and Ordinances; Space Coast Government TV; County Budget; History and Culture; County Directory; Making a Payment Online; Things to Do; Legal; Natural Areas; Transportation; Emergency Services; Utilities; and Elections. There are other links to Animal Services, Permitting, Homestead Exemption, Parks and Recreation, and Public Libraries.

Upcoming events

HOA Board meetings are normally scheduled for the 2nd Thursday of each month, but are subject to change due to scheduling and other conflicts. When things are firmed up, the date, time, and location will be announced approximately two days before the meeting by this web site, a sign that will be placed at the exit from our community and email to those in our list

Important Links

Summers Creek Homeowners Association

Summers Creek is a development consisting of 120 single family homes on 44 acres with a central lake and consist of houses built between 1995 and 2006. All homes are part of the Summers Creek Homeowners Association (SCHOA).

The SCHOA is self-managed by a board of directors, which has made Summers Creek one of the area's most desirable communities. To accomplish this, the board has concentrated efforts in three principal areas of administration: maintenance, asset management, and homeowner relations. Excelling in these areas ensures that we faithfully execute our responsibilities according to the governing documents for the benefit of the association.
Our attention to detail regarding maintenance ensures that the entrance, lake and common areas are maintained to a high standard. Careful, forward looking asset management enables us to efficiently manage the HOA's financial resources.


Summers Creek is a deed restricted community which means that it has rules that everyone agrees to before moving here. These rules are embodied in the document called the Covenants Conditions and Restrictions or
CC&Rs. The CC&Rs also define the general condition that homes must be maintained in to achieve a high, uniform standard for the community as a whole.


Our homeowner relations efforts focus on informing homeowners on important association matters required by law in the governing document called the Association
Bylaws. This information includes reports on the HOA's financial status, when meetings and elections are held, and information essential to the funding of the association, like when annual association fees are due.


We also work with homeowners on matters that involve compliance with the CC&Rs. These matters range from reviewing requests from homeowners for various exterior changes they plan to make to their homes that require prior approval from the Architectural Review Committee (ARC) to contacting homeowners to inform and work with them in correcting covenant violations that may exist on their property. Generally, our residents understand and appreciate both the necessity and the value of voluntary compliance with the covenants in order to maintain the quality and harmony of the community. The Summers Creek HOA has also developed a Covenant and Rule Enforcement policy and procedure document to help with covenant violations. This document can be viewed
here under the topic Board of Directors Established Policies, subsection Covenant and Rule Enforcement.


All of the Summers Creek HOA's Governing Documents can be viewed by clicking on Governing Docs on Navigation Bar above or by clicking here: Governing Documents.


All Florida HOAs are governed by Florida Statute, Chapter 720.
You can see a list of current SCHOA Officers and Board members by clicking on the
SCHOA Info button on the Navigation Bar.
Estoppel Request Info/Fees ar
e available here.